Long Term Care Costs
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This website is brought to you by George Mellendorf, LTCP and president of LTC Solutions, an independent marketing general agent.

George is an experienced long-term care insurance marketing and sales broker/agent who is currently licensed in all 50 states.





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Cost of Long-Term Care & Long-Term Care Insurance

 


Cost of Long-Term Care

The cost of long-term care can be very expensive. Below are the costs of care nationwide according to The 2009 MetLife Market Survey of Nursing Home, Assist Living, Adult Day Services, and Home Health Care Costs.

  • Nursing Home Care, Private Room - The average cost of nursing home care in 2009 for a private room is $79,935 per year or $219 per day. This is a 3.3% increase from 2008.
  • Nursing Home Care, Semiprivate Room - The average cost of nursing home care in 2009 for a semiprivate room is $72,270 per year or $198 per day. This is a 3.7% increase from 2008.
  • Home Health Care Aide Services - The 2009 average rate for a home health aide is $21 per hour, which gives a 5% increase from 2008.
  • Homemaker Services - The 2009 average rate for a homemaker is $19 per hour, with a 5.6% increase from 2008.
  • Adult Day Center - The 2009 average rate for an adult day service is $67 a day. This is a 4.7% increase from 2008.
  • Assisted Living Facility - The national average in 2009 for a private room and private bath in an assisted living facility is $3,131 per month, reflecting an average annual cost of $37,572, giving a 3.3% increase from the previous year.


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Cost of Long-Term Care Insurance

The cost of long-term care insurance is not as expensive as many believe; policies and premium rates vary widely depending on your age, health, and the benefits that you choose. Typically a policy can be constructed to meet one's needs and fit into their budget. Just remember that it is more likely that the younger you are when you purchase a policy the cheaper the policy will be. To speak to George Mellendorf or one of his MetLife representatives about pricing, complete the inquiry form.


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This advertisement describes MetLife Long-Term Care Insurance coverage which is underwritten by Metropolitan Life Insurance Company ("MetLife"). MetLife Long-Term Care Insurance is offered by LTC Solutions, an independent MGA licensed for MetLife. Product features and benefits do vary by state.

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This website should be considered an advertisement and not a contract. The sole intent of this website is to gather information from the inquiry request and then contact the consumer to go over their specific needs.



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